Convert a password-protected bank statement PDF to Excel

Most Indian banks email statements as password-protected PDFs — the password is usually a mix of your name, account number, date of birth or PAN. Generic converters simply reject these files, leaving you to unlock the PDF manually first. StmtSnap takes the password at upload and converts the locked statement to Excel in one step.

Enter the PDF password with the file, and StmtSnap unlocks it only for that processing session, then deletes the raw PDF within 24 hours. Excel, CSV, Tally XML, QuickBooks QBO and Zoho CSV all come back from the single upload.

How StmtSnap handles the locked PDF

• You enter the bank-set PDF password alongside the upload
• The PDF is unlocked in memory for that session only
• Transactions are parsed into clean, separated columns
• The raw uploaded PDF is never stored and is deleted within 24 hours
• You download Excel plus Tally, QuickBooks and Zoho formats

How to convert a locked statement

1. 1Find the PDF password your bank set — it is usually in the same email as the statement.
2. 2Upload the password-protected PDF to StmtSnap.
3. 3Enter the PDF password in the password field when prompted.
4. 4StmtSnap unlocks and parses the statement for the session.
5. 5Download the Excel file (and Tally XML, QBO and Zoho CSV) together.

Common Indian bank password formats differ by bank: HDFC often uses the first four letters of your name plus the date of birth, SBI specifies its own combination in the statement email, and ICICI typically uses lowercase name letters with part of the account number. Whatever the format, you enter it once at upload and StmtSnap does the rest.

The unlock happens in memory for a single parse; StmtSnap does not keep the password and does not retain the raw PDF, which is deleted within 24 hours. If you would rather remove the password yourself first, you can, but you do not need to.

Frequently asked questions

Reference: Adobe — about PDF password protection