Convert a password-protected bank statement PDF to Excel
Most Indian banks email statements as password-protected PDFs — the password is usually a mix of your name, account number, date of birth or PAN. Generic converters simply reject these files, leaving you to unlock the PDF manually first. StmtSnap takes the password at upload and converts the locked statement to Excel in one step.
Enter the PDF password with the file, and StmtSnap unlocks it only for that one parse and never stores the raw PDF. Excel and CSV come back free; Tally XML, QuickBooks QBO and Zoho CSV are on paid plans.
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How StmtSnap handles the locked PDF
- You enter the bank-set PDF password alongside the upload
- The PDF is unlocked in memory for that session only
- Transactions are parsed into clean, separated columns
- The raw uploaded PDF and its password are never stored
- You download Excel plus Tally, QuickBooks and Zoho formats
How to convert a locked statement
- 1Find the PDF password your bank set — it is usually in the same email as the statement.
- 2Upload the password-protected PDF to StmtSnap.
- 3Enter the PDF password in the password field when prompted.
- 4StmtSnap unlocks and parses the statement for the session.
- 5Download the Excel file (and, on a paid plan, Tally XML, QBO and Zoho CSV).
Common Indian bank password formats differ by bank: HDFC often uses the first four letters of your name plus the date of birth, SBI specifies its own combination in the statement email, and ICICI typically uses lowercase name letters with part of the account number. Whatever the format, you enter it once at upload and StmtSnap does the rest.
The unlock happens in memory for a single parse; StmtSnap does not keep the password and does not retain the raw PDF. If you would rather remove the password yourself first, you can, but you do not need to.
One upload: Excel and CSV free, plus Tally XML, QuickBooks QBO and Zoho CSV on paid plans. Files are encrypted in transit and the PDF is never stored. Scanned PDFs are read by Google Gemini AI.
Frequently asked questions
Do I need to remove the PDF password before uploading?
No. Enter the PDF password at upload and StmtSnap unlocks the statement for you — there is no need to strip the password manually first.
Is my PDF password stored?
No. The password is used only to unlock the file for that single parse and is not stored. The raw PDF is not stored either.
What is the password on my bank statement?
Banks set it themselves — usually a mix of your name, account number, date of birth or PAN. It is normally stated in the email that delivered the statement.
Is the password-protected converter free?
Yes. The free tier converts 15 pages a month with no card, locked statements included.
Which banks' locked statements are supported?
SBI, HDFC, ICICI, Axis and Kotak are tested; most other Indian bank PDFs work too.
Reference: Adobe — about PDF password protection